1. COURSE SUMMARY: This course provides a comprehensive understanding of the Indian banking system, its legal framework, operations, instruments, and emerging trends. It equips students with the knowledge required to understand how banks function, how they are regulated, and how banking services impact individuals, businesses, and the economy.
The course also helps students build awareness of financial institutions and their role in economic stability. It creates a strong foundation for higher studies and careers in finance, banking, and financial services.

- Teacher: ANURADHA EMANI
The Insurance course in the BBA (CBCS) program at Osmania University, typically found within specialized finance modules, introduces students to risk management techniques, types of insurance (life/general), and the role of IRDA in India. The course covers core concepts like reinsurance, premium calculation, and policy contracts.
- Introduction to Risk & Insurance: Definition, techniques of risk management, and pooling of risks.
- Life Insurance Products: Understanding life insurance contracts and products.
- General Insurance: Principles, fire insurance, and marine insurance.
- Regulation & Trends: Role of IRDA, and current trends in the insurance sector.
- Reinsurance: Concepts of treaty, Quota Treaty, and contracts between insurance companies

- Teacher: Dr. KIRTI SUNIL BIDNUR
